<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema"><xs:element name="PAYOFFQUOTE_RECORD"> <xs:complexType> <xs:all> <xs:element ref="leaseNumber" minOccurs="1" maxOccurs="1"/> <xs:element ref="effectiveDate" minOccurs="0" maxOccurs="1"/> <xs:element ref="payoffMethod" minOccurs="0" maxOccurs="1"/> <xs:element ref="includeUnguaranteedResidual" minOccurs="0" maxOccurs="1"/> <xs:element ref="includePaymentsOutstanding" minOccurs="0" maxOccurs="1"/> </xs:all> </xs:complexType> </xs:element> <xs:element name="leaseNumber"/> <xs:element name="effectiveDate"/> <xs:element name="payoffMethod"/> <xs:element name="includeUnguaranteedResidual"/> <xs:element name="includePaymentsOutstanding"/> </xs:schema>