<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema"><xs:element name="ASSESSMENTS"> <xs:complexType> <xs:sequence> <xs:element ref="WAIVER_RECORD" minOccurs="1" maxOccurs="unbounded"/> </xs:sequence> </xs:complexType> </xs:element> <xs:element name="WAIVER_RECORD"> <xs:complexType> <xs:all> <xs:element ref="lease" minOccurs="0" maxOccurs="1"/> <xs:element ref="asset" minOccurs="0" maxOccurs="1"/> <xs:element ref="invoice" minOccurs="0" maxOccurs="1"/> <xs:element ref="assmt" minOccurs="1" maxOccurs="1"/> <xs:element ref="amount" minOccurs="1" maxOccurs="1"/> </xs:all> </xs:complexType> </xs:element> <xs:element name="lease"/> <xs:element name="asset"/> <xs:element name="invoice"/> <xs:element name="assmt"/> <xs:element name="amount"/> </xs:schema>