<!ELEMENT PAYOFFQUOTE_RECORD (leaseNumber, effectiveDate?, payoffMethod?, includeUnguaranteedResidual?, includePaymentsOutstanding?)> <!ELEMENT leaseNumber (#PCDATA)> <!ELEMENT effectiveDate (#PCDATA)> <!ELEMENT payoffMethod (#PCDATA)> <!ELEMENT includeUnguaranteedResidual (#PCDATA)> <!ELEMENT includePaymentsOutstanding (#PCDATA)>