<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema"><xs:element name="PMT_SOURCE_RECROD"> <xs:complexType> <xs:all> <xs:element ref="clientNumber" minOccurs="1" maxOccurs="1"/> <xs:element ref="paymentSource" minOccurs="1" maxOccurs="1"/> <xs:element ref="description" minOccurs="0" maxOccurs="1"/> <xs:element ref="bankAccountName" minOccurs="0" maxOccurs="1"/> <xs:element ref="bankRoutingNumber" minOccurs="0" maxOccurs="1"/> <xs:element ref="dsoChecksum" minOccurs="1" maxOccurs="1"/> </xs:all> </xs:complexType> </xs:element> <xs:element name="clientNumber"/> <xs:element name="paymentSource"/> <xs:element name="description"/> <xs:element name="bankAccountName"/> <xs:element name="bankRoutingNumber"/> <xs:element name="dsoChecksum"/> </xs:schema>