<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema"><xs:element name="ENHANCED_PAYMENTS"> <xs:complexType> <xs:sequence> <xs:element ref="PAYMENT_RECORD" minOccurs="1" maxOccurs="unbounded"/> </xs:sequence> </xs:complexType> </xs:element> <xs:element name="PAYMENT_RECORD"> <xs:complexType> <xs:all> <xs:element ref="lease" minOccurs="0" maxOccurs="1"/> <xs:element ref="invoice" minOccurs="0" maxOccurs="1"/> <xs:element ref="customer" minOccurs="0" maxOccurs="1"/> <xs:element ref="group" minOccurs="0" maxOccurs="1"/> <xs:element ref="portfolio" minOccurs="0" maxOccurs="1"/> <xs:element ref="amount" minOccurs="1" maxOccurs="1"/> <xs:element ref="checkNumber" minOccurs="0" maxOccurs="1"/> <xs:element ref="effDate" minOccurs="1" maxOccurs="1"/> <xs:element ref="cashRec" minOccurs="1" maxOccurs="1"/> <xs:element ref="bankCode" minOccurs="0" maxOccurs="1"/> <xs:element ref="tranComments" minOccurs="0" maxOccurs="1"/> <xs:element ref="skipWarnNoOutsInvs" minOccurs="0" maxOccurs="1"/> <xs:element ref="skipWarnNoOutsAR" minOccurs="0" maxOccurs="1"/> <xs:element ref="skipWarnLateCharge" minOccurs="0" maxOccurs="1"/> </xs:all> </xs:complexType> </xs:element> <xs:element name="lease"/> <xs:element name="invoice"/> <xs:element name="customer"/> <xs:element name="group"/> <xs:element name="portfolio"/> <xs:element name="amount"/> <xs:element name="checkNumber"/> <xs:element name="effDate"/> <xs:element name="cashRec"/> <xs:element name="bankCode"/> <xs:element name="tranComments"/> <xs:element name="skipWarnNoOutsInvs"/> <xs:element name="skipWarnNoOutsAR"/> <xs:element name="skipWarnLateCharge"/> </xs:schema>