Appendix
Appendix D
Credit Bureau Extract Metro 2 Format users.
The following is a partial list focusing on codes needed for reporting leases and instalment loans. Refer to the latest CRRG or other appropriate resource for a complete list of current codes with their full descriptions.
| Special Comment Codes | |
| Code | Description |
| C | Paid by co-maker or guarantor (requires Account Status 13 or 61-64 and Current Balance 0) |
| H | Loan assumed by another party (see Sec 4.38) |
| AB | Debt being paid through insurance (requires Account Status not be 13 or 61-64) |
| AC | Paying under a partial payment agreement (payments less than original contract; requires Account Status not be 13 or 61-64) |
| AO | Voluntarily surrendered, then redeemed or reinstated (see Sec 4.27) |
| AU | Account paid in full for less than the full balance (see Secs 4.26, 4.27, 4.33) |
| AV | First payment never received (may indicate fraudulent activity) |
| AW | Affected by natural or declared disaster (see Sec 4.20) |
| AX | Account paid from collateral (requires Account Status 13 or 61-64 and Current Balance 0) |
| AZ | Redeemed or reinstated repossession (see Sec 4.26) |
| BA | Transferred to Recovery (indicates internal transfer) |
| BB | Full termination, status pending (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.34) |
| BC | Full termination, obligation satisfied (requires Account Type 3A – Auto Lease or 13 – Lease, Account Status 13, and Current Balance 0; see Sec 4.34)) |
| BD | Full termination, balance owing (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.34)) |
| BE | Early termination, status pending (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.35)) |
| BF | Early termination, obligation satisfied (requires Account Type 3A – Auto Lease or 13 – Lease, Account Status 13, and Current Balance 0; see Sec 4.35) |
| BG | Early termination, balance owing (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.35) |
| BH | Early termination, insurance loss (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.35) |
| BI | Involuntary repossession (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.26) |
| BJ | Involuntary repossession, obligation satisfied (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.26) |
| BK | Involuntary repossession, balance owing (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.26) |
| BS | Prepaid lease (requires Account Type 3A – Auto Lease or 13 – Lease; see Sec 4.24) |
Business Processes |
Appendix
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