Appendix A

Appendix

Appendix A

Credit Bureau Extract Metro 2 Format users.

The following is a partial list focusing on codes needed for reporting leases and instalment loans. Refer to the latest CRRG or other appropriate resource for a complete list of current codes with their full descriptions.

Account Status Codes
Code	Description
11	Current account, 0 – 29 days past due
13	Paid or closed account, zero balance
61	Account paid in full, was voluntary surrender
62	Account paid in full, was collection account
63	Account paid in full, was repossession
64	Account paid in full, was charge-off
71	Account 30 - 59 days past due
78	Account 60 – 89 days past due
80	Account 90 – 119 days past due
82	Account 120 – 149 days past due
83	Account 150 – 179 days past due
84	Account 180 days or more past due
93	Account assigned to collections
95	Voluntary surrender; may be balance due
96	Repossession; may be balance due
97	Unpaid balance reported as loss (charge-off)
DA	Delete entire account (for reason other than fraud)
DF	Delete entire account (for confirmed fraud)

Note: The following Account Statuses are not supported:
05   Account transferred
65   Account paid in full. A foreclosure was started
88   Claim filed with government for insured portion of balance on a defaulted loan
89   Deed received in lieu of foreclosure on a defaulted mortgage; there may be a balance        due
94   Foreclosure completed; there may be a balance due