Lease

Reporting month (YYYYMM)

Metro2 file format code

Record modification stamp

Report on Metro2 extract (Y/N)

Report on Business extract (Y/N)

Exclude due to lease activity status (Y/N)

Exclude due to stop credit bureau reporting (Y/N)

Exclusion reason

Client number on base segment of extract

Run date

Run time

Identification number

Account type

Date opened

Original loan amount

Terms duration (number of months)

Terms frequency (M/Q/S/Y)
  Values set by LeasePak:
    M - Monthly
    Q - Quarterly
    S - Semiannually
    Y - Annually
  Values not used by LeasePak:
    B - Biweekly
    D - Deferred
    E - Semimonthly
    L - Bimonthly
    P - Single payment loan
    T - Tri-annually
    W - Weekly

Scheduled monthly payment amount

Actual payment amount

Credit bureau account status (CB.ACCSTAT code)
  11 = Current (0-29 days past due date)
  13 = Paid or closed with zero balance
  61 = Paid in full, was a voluntary surrender
  62 = Paid in full, was a collection account
  63 = Paid in full, was a repossession
  64 = Paid in full, was a charge-off
  71 = 30-59 days past due date
  78 = 60-89 days past due date
  80 = 90-119 days past due date
  82 = 120-149 days past due date
  83 = 150-179 days past due date
  84 = 180 or more days past due date
  93 = Assigned to collections
  95 = Voluntary surrender, there may be a balance due
  96 = Repossession, there may be a balance due
  97 = Charge-off (unpaid balance reported as a loss)
  DA = Delete account for reason other than fraud
  DF = Delete account due to confirmed fraud

Payment rating (0/1/2/3/4/5/6/' ')
  Values when account status is 13 or 95:
    0 = Current (0-29 days past due date)
    1 = 30-59 days past due date
    2 = 60-89 days past due date
    3 = 90-119 days past due date
    4 = 120-149 days past due date
    5 = 150-179 days past due date
    6 = 180 or more days past due date
  Value when account status is not 13 or 95:
    ' ' = None
  Values not used by LeasePak:
    G = Collection
    L = Charge-off

24-month payment history profile (0/1/2/3/4/5/6/B/D/G/J/K/L)
  0 = Current (0-29 days past due date)
  1 = 30-59 days past due date
  2 = 60-89 days past due date
  3 = 90-119 days past due date
  4 = 120-149 days past due date
  5 = 150-179 days past due date
  6 = 180 or more days past due date
  B = No payment history available prior to this time
  D = No payment history available this month
  G = Collection
  J = Voluntary surrender
  K = Repossession
  L = Charge-off

Special comment code (SP.COMMENT code)

Compliance condition code (COMPL.COND code)
  XB - Account information disputed by consumer and
       investigation of dispute is in progress
  XC - Investigation of dispute has been completed, but
       consumer disagrees with outcome of investigation
  XH - Investigation of dispute has been completed
  XR - Removes previously reported CCC
  ' ' - Blank retains previously reported CCC, or no new
        CCC applies for this reporting period

Current balance

Amount past due

Original charge-off amount

Date of account information

Date of first delinquency

Credit bureau date closed

Date of last payment

Balloon payment due date

Balloon payment amount